Our Commitment To
Privacy
Your privacy is important to us. To better
protect your privacy we provide this notice explaining
our online information practices and the choices you can
make about the way your information is collected and
used. To make this notice easy to find, we make it
available on our homepage and at every point where
personally identifiable information may be requested.
The Information We Collect:
This notice applies to all information
collected or submitted on the #1 Home Mortgage Refinance
website. On some pages, you can apply to receive rate
quotes. The types of personal information collected at
these pages are:
Name
Address
Email address
Phone number
(etc.)
The Way We Use Information:
Any information obtained by #1 Home
Mortgage Refinance, its authorized affiliates, lenders,
brokers, successors and/or assigns will be used for the
purpose of determining the eligibility of a loan
applicant. Information obtained may be submitted to an
authorized third party to determine credit worthiness
and eligibility of a loan applicant.
Automatically Gathered Information.
#1 Home Mortgage Refinance automatically
collects your browser type and browser software version
to tailor the presentation of the services to your
platform and to maintain a record of your activity on
the #1 Home Mortgage Refinance web-site. #1 Home
Mortgage Refinancemay also use cookies to enable users
to specify unique preferences and to track user trends
and patterns. Users always have the option of disabling
cookies via their browser preferences. If you disable
cookies on your browser, please note that some parts of
our #1 Home Mortgage Refinance site may not function as
effectively or may be considerably slower. As an
automatic process, our web server software records a log
file of IP addresses that access the #1 Home Mortgage
Refinance web-site. We also collect IP address
information but do not ordinarily link IP addresses to
Users Personally Identifiable Information.
How We Use Information.
We use Personally Identifiable Information
for our own internal purposes including contacting you
via email to inform you about updates to our services
and providing you with other information that we deem
necessary. We reserve the right to disclose your
information as required by law. We do not rent or sell
our Users Personally Identifiable Information to third
parties.
Finally, we never use or share the
personally identifiable information provided to us
online in ways unrelated to the ones described above
without also providing you an opportunity to opt-out or
otherwise prohibit such unrelated uses.
Our Commitment To Data Security
To prevent unauthorized access, maintain
data accuracy, and ensure the correct use of
information, we have put in place appropriate physical,
electronic, and managerial procedures to safeguard and
secure the information we collect online.
Limitation of Liability.
a. Neither #1 Home Mortgage Refinance nor
its parent, affiliates or subsidiaries are liable for
any loss or damage caused by a visitor's reliance on:
(1) any information or (2) any product or service
obtained through this Site or a Linked Site. Visitors
are responsible for assessing the accuracy and
completeness of any information obtained from this Site
or a Linked Site.
b. Neither #1 Home Mortgage Refinance
nor its parent, affiliates or subsidiaries are
responsible or liable for any inaccuracies, errors or
omissions in the Content or in the products or services
offered on this Site or a Linked Site.
c. Neither #1 Home Mortgage Refinance nor
its parent, affiliates or subsidiaries are liable in any
way for any indirect, special, punitive, consequential,
or indirect damages in connection with the use of this
Site or a Linked Site or with the delay or inability to
use this Site or a Linked Site, whether or not #1 Home
Mortgage Refinance is made aware of the possibility of
such damages. This limitation includes, but is not
limited to, the transmission of any viruses or Trojan
horses that may affect a Visitor's equipment, failure of
any electronic or telephonic equipment, communication or
connection lines, unauthorized access, theft, operator
errors, or any force majeure. #1 Home Mortgage Refinance
does not guarantee continuous, uninterrupted or secure
access to this Site or a Linked Site.
d. By applying, this does not obligate #1
Home Mortgage Refinance, its authorized affiliates,
lenders, brokers, successors and/or assigns to make a
loan to any applicant, nor does it imply an offer to
lend or loan to any
applicant.